Generated by All in One SEO v4.9.10, this is an llms.txt file, used by LLMs to index the site. # Know Your Dosh Family financial management platform. Join families from over 100 countries tracking £200m+ in assets with our secure dashboard. Start managing today! ## Sitemaps - [XML Sitemap](https://www.knowyourdosh.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [The sandwich generation: supporting your kids and your parents at the same time](http://www.knowyourdosh.com/blog/sandwich-generation-uk) - 1.4 million UK carers are raising children while supporting an elderly relative - the sandwich generation. See what it costs both financially and emotionally. - [Empower, Monarch Money & Quicken: Why They Don't Work Outside North America (And What Does)](http://www.knowyourdosh.com/blog/quicken-empower-monarch-dont-work-global-alternative) - Empower, Monarch, and Quicken only work in the US and Canada. See why, and find the global alternative that works in every country with multi-currency support. - [Best Net Worth Tracker Apps: 7 Options Compared for 2026](http://www.knowyourdosh.com/blog/best-net-worth-trackers) - Empower and Monarch are US-only with no multi-currency support. See which net worth tracker apps actually work for global families, plus 5 more options to see. - [Know Your Dosh vs Quicken: Best Family Finance App 2026 Comparison](http://www.knowyourdosh.com/blog/know-your-dosh-vs-quicken-comparison) - Quicken means sharing your password with family. Know Your Dosh gives everyone their own secure login. Compare pricing, features, and multi-currency support. - [Know Your Dosh vs PocketSmith: Family Budgeting Alternative](http://www.knowyourdosh.com/blog/know-your-dosh-vs-pocketsmith) - PocketSmith has excellent forecasting, but family access costs extra per person. Know Your Dosh is mobile-first, multi-currency, with insights and free to start - [Know Your Dosh vs Snoop: Family & Multi-Currency Budgeting](http://www.knowyourdosh.com/blog/know-your-dosh-vs-snoop) - Snoop is single-user, UK-only, and paywalls net worth. Know Your Dosh gives families free household budgeting, net worth, and multi-currency sync. - [The real cost of raising a child in the UK: what it actually adds up to](http://www.knowyourdosh.com/blog/cost-of-raising-a-child-uk) - The cost of raising a child in the UK is £250,000 for a couple and £290,000 for a lone parent. See where the money actually goes, from childcare to university. - [Know Your Dosh vs Emma: Family Budgeting & Net Worth](http://www.knowyourdosh.com/blog/know-your-dosh-vs-emma) - Emma paywalls net worth and family access up to £14.99/mo. Know Your Dosh includes budgeting, net worth and family sharing free. See how they compare. - [Know Your Dosh vs YNAB: Budgeting Discipline vs Family Wealth Tracking](http://www.knowyourdosh.com/blog/know-your-dosh-vs-ynab) - YNAB budgets for one ledger. Know Your Dosh adds a Mine/Theirs/Ours privacy split, multi-currency budgets, and net worth tracking, free to start. - [Know Your Dosh vs Kubera: Multi-Currency Tracking](http://www.knowyourdosh.com/blog/know-your-dosh-vs-kubera) - Kubera leads on crypto coverage. Know Your Dosh adds true household budgeting and family permissions, even on the free tier. - [Divorce and money: what actually happens to your finances](http://www.knowyourdosh.com/blog/divorce-and-money-uk) - Only 1 in 10 UK divorces address pension assets, and women's income falls 50% on average post-divorce. See what the data says about the real cost of divorce. - [The UK gender wealth gap: what it is, why it happens, and what families can do about it](http://www.knowyourdosh.com/blog/uk-gender-wealth-gap-explained) - Women in the UK hold 21% less wealth than men on average. Here's why the gender wealth gap opens up over a lifetime, and the steps families can take to close it - [The Smart Couple’s Guide to Managing Joint Accounts](http://www.knowyourdosh.com/blog/the-smart-couples-guide-to-managing-joint-accounts) - Explore the smart couple's guide to joint accounts. Learn how to merge finances and tips for managing shared money effectively with Know Your Dosh - [How Much Does It Cost to Complete the Panini World Cup 2026 Sticker Album? (And How to Actually Do It Without Spending a Fortune)](http://www.knowyourdosh.com/blog/panini-world-cup-2026-sticker-album-cost) - The Panini World Cup 2026 album has 980 stickers. Buying packets alone costs ~£1,307. Here's the smarter approach on when to stop buying and where to swap - [Summer Holiday Saving Tactics: How UK Families Can Afford a Getaway in 2026](http://www.knowyourdosh.com/blog/summer-holiday-saving-tactics-uk) - Struggling to afford a summer holiday? See the UK savings tactics families are using in 2026, from off-peak booking to the VAT cut on family days out. - [Top 5 Places to Find Lost or Forgotten Assets in the UK](http://www.knowyourdosh.com/blog/top-5-places-to-find-lost-or-forgotten-assets-in-the-uk) - Billions of pounds in lost pensions, dormant accounts, and forgotten assets go unclaimed every year in the UK. Here's exactly where to look and how to reclaim. - [How to Start Estate Planning as a Family](http://www.knowyourdosh.com/blog/how-to-start-estate-planning-as-a-family) - Estate planning is more than writing a will. Learn how to start the conversation with your family, organise your key documents, and build a clear future plan. - [Is Having Life Insurance Worth It?](http://www.knowyourdosh.com/blog/is-having-life-insurance-worth-it) - Not sure if life insurance is worth the cost? We break down how it works, who needs it, and key factors to weigh up before deciding, to protect what matters. - [Why Your Finance App is the Subscription Worth Keeping](http://www.knowyourdosh.com/blog/why-your-finance-app-is-the-subscription-worth-keeping) - Ashley and Austin cancelled their finance app in Beef S2 to cut costs. Here's why that could have been the wrong call - and what to cut instead. - [We've built household budgeting for real life. Here's how it works.](http://www.knowyourdosh.com/blog/household-budgeting) - Most budgeting apps are built for one. Know Your Dosh has built household budgeting. Mine, Theirs & Ours privacy, Flexible budgets, Rollover & Zero-Based. - [How to Help Aging Parents Manage Finances and Avoid Scams: A Complete Guide](http://www.knowyourdosh.com/blog/help-aging-parents-manage-finances-avoid-scams) - Learn how to help aging parents manage finances safely, protect them from scams and elder financial abuse, and set up legal safeguards. Includes LPA guidance, scam prevention checklist, and family finance systems. - [Your Teen's First Paycheck: What to Say (and What Not To)](http://www.knowyourdosh.com/blog/teen-first-paycheck-what-to-say) - How you respond to your teenager's first paycheck shapes money habits for years. Practical guide to navigating the conversation well. Global Money Week 2026. - [How to Talk to Your Kids About Money at Every Age](http://www.knowyourdosh.com/blog/talk-to-kids-about-money-at-every-age) - Age-by-age guide to teaching kids about money, from the three-jar system at age 7 to first pay-check conversations at 17. For Global Money Week 2026. - [Why Most Families Don't Talk About Money (And How to Change That)](http://www.knowyourdosh.com/blog/why-families-dont-talk-about-money-how-to-change) - Most parents find it easier to talk about drugs than money. This Global Money Week, learn how to break the taboo and start smart money talks at home. - [Three WSJ Articles, One Message: Families Need Better Financial Collaboration Tools](http://www.knowyourdosh.com/blog/wsj-family-financial-collaboration-tools) - The Wall Street Journal published 3 articles on family finances in one week. Here's the pattern they're spotting and why it matters for your household. - [See Where Your Money's Actually Going: Introducing Insights](http://www.knowyourdosh.com/blog/family-spending-tracker-insights-update) - See exactly where your family's money goes with Know Your Dosh Insights. Live transaction feeds, spending breakdowns by category, and merchant tracking. - [Marriage and Money: How Couples Can Manage Finances Together Successfully](http://www.knowyourdosh.com/blog/marriage-and-money) - Marriage and money doesn't have to cause an argument. Learn practical strategies to talk about finances and build a stronger financial partnership together. - [Money Management Tips for Families in 2026](http://www.knowyourdosh.com/blog/money-management-tips-families) - Transform your family's finances in 2026 with proven money management tips. Quick wins, automation strategies & communication tactics that actually work. - [Family Budget Planning for the New Year: Your Complete Guide](http://www.knowyourdosh.com/blog/family-budget-planning-new-year) - Create a family budget that actually works in 2026. Includes budget templates, categories, and strategies to involve every family member in financial success. - [Why Multi-currency is key for money management](http://www.knowyourdosh.com/blog/multi-currency-personal-finance-apps) - Compare net worth trackers with multi-currency support. Track global investments, foreign property, and international assets in one dashboard for 2025. - [758,000 Unclaimed Child Trust Funds: Is One Yours?](http://www.knowyourdosh.com/blog/unclaimed-child-trust-funds-uk-how-to-find-claim) - HMRC reports 758,000 Child Trust Funds remain unclaimed in the UK, worth £2,242 on average. Find yours in 3 steps with our complete UK guide. - [How to Set Financial Goals (And Actually Achieve Them in 2026)](http://www.knowyourdosh.com/blog/how-to-set-financial-goals) - Master the art of setting and achieving financial goals with this proven framework. Includes step-by-step process, accountability systems and real examples. - [Financial Goals for 2026: A Family Guide to Money Success](http://www.knowyourdosh.com/blog/financial-goals-2026-family-guide) - Set winning financial goals your whole family can rally behind. Real examples, action plans and tracking tools to make 2026 your best money year yet. - [New Year Financial Resolutions: 12 Goals Every Family Should Set](http://www.knowyourdosh.com/blog/new-year-financial-resolutions) - Make 2026 your best money year with 12 proven financial resolutions. Practical goals every family can achieve, from emergency funds to smart investing. - [What is the UK Equivalent of Mint? [Updated for 2025]](http://www.knowyourdosh.com/blog/what-is-the-uk-equivalent-of-mint) - Looking for Mint alternatives in the UK? Compare the top money management apps for families, with features, pricing, and security analysis for 2025. - [The Power of Compound Interest: A Family's Guide to Wealth](http://www.knowyourdosh.com/blog/power-compound-interest-family-wealth) - Discover how compound interest builds family wealth over time. Track investment growth and retirement planning with smart asset management for 2025. - [Complete Guide to Setting Up Your Family Dashboard](http://www.knowyourdosh.com/blog/complete-guide-to-setting-up-your-family-dashboard) - Step-by-step guide to setting up shared family wealth tracking. Learn how to organise assets, grant permissions, and track net worth together. - [Managing Multi-Generational Wealth: A Modern Family Approach](http://www.knowyourdosh.com/blog/managing-multi-generational-wealth-modern-approach) - Manage family wealth across generations with shared asset tracking. Learn estate planning strategies and collaboration tools for modern families in 2025. - [The Hidden Cost of Financial Secrets in Relationships](http://www.knowyourdosh.com/blog/hidden-cost-financial-secrets-relationships) - Financial secrets damage relationships. Learn how shared wealth tracking builds trust and transparency for couples managing assets together in 2025. - [How 38 Countries Trust Know Your Dosh with Their Family Finances](http://www.knowyourdosh.com/blog/38-countries-trust-know-your-dosh-family-finances) - Families across 38 countries trust Know Your Dosh to track £75M+ in assets. Learn why our secure platform leads family wealth management in 2025. - [5 Signs Your Family Needs a Shared Financial Dashboard](http://www.knowyourdosh.com/blog/5-signs-your-family-needs-a-financial-dashboard) - Scattered accounts and unclear net worth signal the need for family wealth tracking. Discover if your household needs a financial dashboard in 2025. - [Collaborative Household Financial Planning Tools: Complete Guide 2025](http://www.knowyourdosh.com/blog/collaborative-household-financial-planning-tools) - Compare wealth tracking apps with family collaboration. See which net worth trackers offer shared access, permissions, and multi-user asset management. - [The Know Your Dosh Mobile App is here: Your Family's Financial Future, Now in Your Pocket](http://www.knowyourdosh.com/blog/mobile-app-launch-global-family-finance) - Know Your Dosh mobile app now available on iOS and Android. Track family assets, net worth, and multi-currency wealth on the go. Download free today. - [Best Family Financial Management Software 2025: Complete Guide](http://www.knowyourdosh.com/blog/best-family-financial-management-software) - Compare top net worth tracking apps with family sharing features. Comparison of wealth management tools for household asset tracking. Find your fit. - [Inheritance Tax Rules for Non-Residents Owning UK Property](http://www.knowyourdosh.com/blog/inheritance-tax-rules-for-non-residents-owning-uk-property) - Non-resident with UK property? Understand IHT rules, avoid double taxation, and protect your estate. Essential 2025 guide with tax-saving strategies. - [Why Know Your Dosh (KYD) is the Ideal Replacement for the Moneyhub App](http://www.knowyourdosh.com/blog/moneyhub-alternative-secure-family-finance) - Compare Moneyhub and Know Your Dosh for family finance. See differences in multi-currency support, family sharing features, and pricing for 2025. - [Can I Put My Home in My Children's Name to Avoid Inheritance Tax?](http://www.knowyourdosh.com/blog/can-i-put-my-home-in-my-childrens-name-to-avoid-inheritance-tax) - Thinking of gifting your home to children? Understand the 7-year rule, capital gains tax, and safer IHT alternatives. Expert UK advice for 2025. - [Assets vs Liabilities: What's The Difference?](http://www.knowyourdosh.com/blog/what-are-the-differences-between-assets-and-liabilities) - Learn assets vs liabilities with real family examples. Track your household net worth securely with Know Your Dosh. Start free today. - [The Ultimate Guide to Mastering Tough Family Financial Conversations](https://www.knowyourdosh.com/blog/the-ultimate-guide-to-mastering-tough-family-financial-conversations) - Master tough family financial conversations with our ultimate guide. Learn strategies to discuss money openly and ensure your family's financial well-being. - [The Financial Roles in Families: Planners, Non-Planners, and Children](https://www.knowyourdosh.com/blog/the-financial-roles-in-families-planners-non-planners-and-children) - Discover how understanding financial roles—planners, non-planners, and children—can improve family financial harmony. Tips for balanced planning. - [5 Reasons to Simplify Your Family Finances in 2025](https://www.knowyourdosh.com/blog/5-reasons-to-simplify-your-family-finances-in-2025) - Discover 5 reasons to simplify your family finances in 2025. Reduce stress, save time, and achieve your goals with streamlined money management. - [The Beginner’s Guide to Money Mastery (Without the Headache)](https://www.knowyourdosh.com/blog/the-beginners-guide-to-money-mastery-without-the-headache) - Summary:Establish a Financial Foundation – Begin by assessing your current financial situation by tracking income, expenses, debts, and savings. Set clear, achievable goals and create a flexible budget, such as the 50/30/20 rule, which can help manage finances effectively.Build Financial Resilience – Develop an emergency fund starting with ~£500, aiming to cover 3-6 months of expenses. Address debts - [A Guide to Taxes for UK Freelancers](https://www.knowyourdosh.com/blog/a-guide-to-taxes-for-uk-freelancers) - Essential tax guidance for UK freelancers in 2025. Learn about self-assessment, allowable expenses, tax-saving strategies, and how to avoid common HMRC pitfalls - [#MoneyMatters: I Used My Savings to Buy a House, but Now I Think I Regret It](https://www.knowyourdosh.com/blog/moneymatters-i-used-my-savings-to-buy-a-home-but-now-i-think-i-regret-it) - A real UK homeowner shares their experience of using savings to buy property and their subsequent regrets. Learn the pros, cons, and alternatives before making your decision. - [Are Money Management Apps Worth It?](https://www.knowyourdosh.com/blog/are-money-management-apps-worth-it) - In this, we explore if money management apps are worth it. We also discuss benefits, downsides, and popular options. - [What is the Best App to Keep Track of Spending in the UK?](https://www.knowyourdosh.com/blog/what-is-the-best-app-to-keep-track-of-spending-in-the-uk) - Discover the best app to keep track of spending in the UK. Compare top finance apps to find the perfect tool for managing your finances. - [How to Include Digital Assets in Your Will in the UK](https://www.knowyourdosh.com/blog/how-to-include-digital-assets-in-your-will-in-the-uk) - Learn how to include digital assets like cryptocurrency and social media accounts in your UK will, ensuring your digital legacy is protected - [What Is the Best Budgeting App To Replace Mint?](https://www.knowyourdosh.com/blog/what-is-the-best-budgeting-app-to-replace-mint) - Discover the best Mint alternatives for budgeting, including Know Your Dosh, a top UK app for securely managing and sharing financial information. - [What Assets Are Exempt From Inheritance Tax in the UK?](https://www.knowyourdosh.com/blog/what-assets-are-exempt-from-inheritance-tax-in-the-uk) - Discover which assets are exempt from UK inheritance tax, from gifts to your home, and how to plan effectively to protect your estate for loved ones. - [The Financial Benefits of Early Estate Planning](https://www.knowyourdosh.com/blog/the-financial-benefits-of-early-estate-planning) - Discover the financial benefits of early estate planning. Learn how starting now can protect your wealth, reduce taxes, and give your family peace of mind. - [How to Eat an Elephant in Your Finances](https://www.knowyourdosh.com/blog/how-to-eat-an-elephant-in-your-finances) - Learn how to tackle big financial goals by breaking them into manageable steps. Discover practical tips for achieving your money dreams, one bite at a time. - [Estate Planning: Is a Will or Trust Better?](https://www.knowyourdosh.com/blog/wills-vs-trusts-right-estate-planning-tool) - Summary: Understand the Key Differences: Wills are legal documents that outline asset distribution after death and require probate, while trusts can manage and distribute assets during your lifetime and after death, often bypassing probate and offering greater privacy. Evaluate Based on Personal Circumstances: Choosing between a will and a trust depends on factors like estate - [Retire Like a Pro: 5 Easy Ways To Save for Retirement](https://www.knowyourdosh.com/blog/retire-like-a-pro-5-easy-ways-to-save-for-retirement) - Summary: Automate Your Savings - Set up automatic contributions to your retirement accounts, ensuring consistent saving without the temptation to skip payments.​ Start Small and Leverage Compounding - Begin with manageable amounts; even modest, regular contributions can grow substantially over time due to compound interest. Utilise Retirement Accounts and Employer Benefits - Take advantage of - [How to Overcome Emotional Barriers in Financial Conversations](https://www.knowyourdosh.com/blog/how-to-overcome-emotional-barriers-in-financial-conversations) - Discover how to overcome emotional barriers in financial conversations, fostering healthy relationships and achieving financial stability. Free E-book available - [The Emotional Benefits of Estate Planning](https://www.knowyourdosh.com/blog/the-emotional-benefits-of-estate-planning) - Secure peace of mind with estate planning. Learn how it strengthens family bonds, reduces burdens, and helps you leave a meaningful legacy. - [6 Simple Steps to Reduce and Manage Household Debt](https://www.knowyourdosh.com/blog/6-simple-steps-to-reduce-and-manage-household-debt) - Learn six simple steps to reduce and manage household debt effectively. Take control of your finances with practical strategies for a debt-free future. - [5 Simple Ways to Safeguard Your Online Financial Transactions](https://www.knowyourdosh.com/blog/5-simple-ways-to-safeguard-your-online-financial-transactions) - Summary:Strengthen Your Login Credentials – Utilise strong, unique passwords for each financial account and enable two-factor authentication (2FA) to add an extra layer of security against unauthorised access.Stay Vigilant Against Cyber Threats – Be cautious of phishing scams by verifying the authenticity of emails and messages, and avoid conducting financial transactions over unsecured public Wi-Fi.Monitor Your Accounts Regularly – Keep a - [6 Reasons Why You Might Have Unclaimed Assets Waiting for You](https://www.knowyourdosh.com/blog/6-reasons-why-you-might-have-unclaimed-assets-waiting-for-you) - Summary:Unclaimed Assets Are More Common Than You Think – In the UK, there are now up to £89 billion in unclaimed assets including dormant bank accounts, pensions, and insurance policies.Life Events Can Lead to Forgotten Funds – Moving house, changing jobs, or the passing of a relative can result in unclaimed inheritances, tax refunds, or final pay checks that - [Financial Literacy for Kids: A Guide for Parents](https://www.knowyourdosh.com/blog/financial-literacy-for-kids-a-guide-for-parents) - Summary:Start Early with Age-Appropriate Lessons – Introduce financial concepts to children as young as three, using simple activities like counting coins and discussing needs versus wants to build foundational money skills.Lead by Example and Encourage Participation – Model healthy financial behaviours and involve children in budgeting, saving, and spending decisions to foster practical understanding and responsibility.Utilise Engaging Tools and - [Household Budgeting: 6 Tips to Save Money](https://www.knowyourdosh.com/blog/household-budgeting-6-tips-to-save-money) - Summary:Track and Categorise Expenses – Monitor your spending to identify areas where you can cut costs, helping you stay within your budget and allocate funds effectively.Set Realistic Financial Goals – Define clear, achievable objectives such as building an emergency fund or paying off debt to guide your budgeting decisions and maintain motivation.Utilise Budgeting Tools – Leverage apps like Know Your Dosh - [How to Prepare Financially for Unexpected Life Events: A Practical Guide](https://www.knowyourdosh.com/blog/how-to-prepare-financially-for-unexpected-life-events-a-practical-guide) - Life sometimes comes with unexpected twists. One minute, everything's running smoothly, and the next, you're facing a job loss or bill you didn't see coming. But here's the good news: getting your finances in shape for these moments is easier than you might think. In this blog post, we'll walk you through simple, practical steps - [How Do I Get Free Advice About Inheritance Tax in the UK?](https://www.knowyourdosh.com/blog/how-do-i-get-free-advice-about-inheritance-tax-in-the-uk) - Discover free sources for inheritance tax advice in the UK if you're 40-80 years old. Get tips to minimize tax liability through early planning. - [Opening Up About Finances With Friends](https://www.knowyourdosh.com/blog/opening-up-about-finances-with-friends) - In this episode of Money Matters we touch on how and why you start opening up about finances with friends and family - [What Happens If You Die Without an Estate Plan in the UK?](https://www.knowyourdosh.com/blog/what-happens-if-you-die-without-an-estate-plan-in-the-uk) - Discover what happens if you die without an estate plan. Learn how to protect your family and assets. Download our e-book for expert tips on estate planning. - [Do Beneficiaries Pay Inheritance Tax?](https://www.knowyourdosh.com/blog/do-beneficiaries-pay-inheritance-tax) - Learn whether beneficiaries pay inheritance tax, how it works, and strategies to reduce tax liability. Get expert advice from us to manage estate taxes. - [The Ultimate Guide to the Best Investment Options for Retirement in the UK](https://www.knowyourdosh.com/blog/the-ultimate-guide-to-the-best-investment-options-for-retirement-in-the-uk) - Discover the best retirement investment options in the UK. Learn about pensions, diversified portfolios, annuities, and more to secure your financial future. - [What is the Loophole for Inheritance Tax in the UK?](https://www.knowyourdosh.com/blog/what-is-the-loophole-for-inheritance-tax-in-the-uk) - Discover key inheritance tax loopholes in the UK and explore proposed reforms. Learn how to minimize tax liabilities and secure your legacy with Know Your Dosh. - [What is the Best Personal Finance Manager?](https://www.knowyourdosh.com/blog/what-is-the-best-personal-finance-manager) - Discover the best personal finance managers of 2024 and learn how to manage your budget, track expenses, and achieve your financial goals. - [Know Your Dosh Wins the 2024 Sage Small Business XI Award](https://www.knowyourdosh.com/blog/know-your-dosh-wins-the-2024-sage-small-business-xi-award) - Know Your Dosh wins the Sage Small Business XI Award, gaining recognition, grants, and support to continue helping families simplify financial management - [Know Your Dosh: Startup of the Year Nominee at Plus X Awards](https://www.knowyourdosh.com/blog/know-your-dosh-startup-of-the-year-nominee-at-plus-x-awards) - We are absolutely thrilled to announce that Know Your Dosh has been shortlisted for the Startup of the Year Award at the prestigious Plus X Innovation Slough Changemaker Awards. This recognition marks a significant moment in our journey as a young company dedicated to helping families across the UK take control of their finances. What - [2024 Autumn Budget: How Will Labour Change Pensions?](https://www.knowyourdosh.com/blog/2024-autumn-budget-how-will-labour-change-pensions) - How will abour's Autumn Budget 2024 may change pensions, including tax relief reforms, the state pension age? Learn how to prepare for the changes. - [How Much Can I Gift Each Year to Avoid Inheritance Tax?](https://www.knowyourdosh.com/blog/how-much-can-i-gift-each-year-to-avoid-inheritance-tax) - How much you can gift to avoid inheritance tax? Learn about annual exemptions, tax-free gift limits, and strategies to reduce your estate's IHT liability. - [How Will the 2024 UK Tax Changes Impact My Finances?](https://www.knowyourdosh.com/blog/how-will-the-2024-uk-tax-changes-impact-my-finances) - Learn how the 2024 UK tax changes may impact your finances, including income tax, CGT, and dividend updates, plus tips to manage your tax burden. - [#MoneyMatters: I Went From £30,000 in Debt to Now Living Debt-Free by Following My One Crazy Idea](https://www.knowyourdosh.com/blog/moneymatters-i-went-from-30000-in-debt-to-now-living-debt-free-by-following-my-one-crazy-idea) - William (45) talks about the financial challenges and emotional rollercoaster that followed his journey to trying to break free from debt. Faced with mounting bills and a desperate need for a breakthrough, William stumbled upon a unique solution that would become his path to financial freedom. Here’s William's #MoneyMatters story: Let's start at the beginning. - [#MoneyMatters: When My Father Passed, His Hidden Assets Became My Toughest Challenge](https://www.knowyourdosh.com/blog/money-matters-when-my-father-passed-his-hidden-assets-became-my-toughest-challenge) - Sarah (26) recounts the unexpected financial and emotional turmoil she and her siblings faced after their father’s passing. With no will in sight and a trail of unclaimed assets, the siblings embarked on a quest that tested their resilience and their wallets. Here’s Sarah’s #MoneyMatters story: Can you tell us about your relationship with your - [The Basics of UK Personal Pensions: What You Need to Know](https://www.knowyourdosh.com/blog/the-basics-of-uk-personal-pensions-what-you-need-to-know) - Life after work. We all think about it, right? Dreaming of more family time, travel, or simply a well-earned rest. But here's the thing: to make those dreams a reality, you need to understand personal pensions and how they work. So, let's break it down and see what's what! What is a personal pension and - [How to Create an Emergency Fund and Safety Net for Your Family (UK Family Edition)](https://www.knowyourdosh.com/blog/how-to-create-an-emergency-fund-and-safety-net-for-your-family-uk-family-edition) - For many, a sudden car repair or unexpected medical bill can cause real worry. In fact, 1 in 4 Britons have no emergency fund saved for such surprises. Having emergency savings isn't just about piling cash; it's about the peace of mind when life throws a curveball. In this article, you'll find practical steps to - [Stay Ahead of HMRC by Efficiently Tracking Your Rental Income and Expenses. Here’s How!](https://www.knowyourdosh.com/blog/stay-ahead-of-hmrc-by-efficiently-tracking-your-rental-income-and-expenses-heres-how) - Image source: Freepik Landlordship, while rewarding, is no easy feat, when you add up all the money coming in and going out, it can get tricky. And with the HMRC keeping a close eye with the Let Property Campaign, you don't want to make mistakes. Recent reports highlight an alarming 83% increase in cases involving - [Preparing for the Unexpected: Critical Illness and Income Protection in the UK](https://www.knowyourdosh.com/blog/preparing-for-the-unexpected-critical-illness-and-income-protection-in-the-uk) - Life's uncertainties are like the unpredictable British weather – you never quite know what's coming next. It's a reality none of us want to face, but according to statistics, one in five people in England will suffer a serious illness by 2040. A sobering statistic, isn't it? When it comes to something as vital as - [5 Reasons You Need the Know Your Dosh Personal Finance Application](https://www.knowyourdosh.com/blog/5-reasons-you-need-the-know-your-dosh-personal-finance-application) - Image source: Freepik Managing your finances can sometimes feel like trying to untangle headphones that have been sitting at the bottom of your bag for a week - tricky, frustrating, and time-consuming. You've got bills that pop up faster than toast, bank statements that seem like they're written in some ancient language, and at the - [Moving to the UK? Here's Everything You Need to Know About Credit Scores](https://www.knowyourdosh.com/blog/moving-to-the-uk-heres-everything-you-need-to-know-about-credit-scores) - Are you planning a move to the UK? Whether it's for work, education, or simply a change of scenery, the process involves more than just packing your bags and booking a flight. One of the critical elements that often gets overlooked in this transition is understanding the financial system, and more specifically, how credit scores - [Tenant Screening Process: How to Find the Best Tenants](https://www.knowyourdosh.com/blog/tenant-screening-process-how-to-find-the-best-tenants) - Are you a landlord or property manager looking to find the perfect tenants for your rental property? The key to a successful and stress-free renting experience begins with a thorough tenant screening process. Finding the best tenants is the key to maintaining a harmonious landlord-tenant relationship and ensuring your property is well-maintained. This blog post - [20 Best Side Income Ideas for 2023](https://www.knowyourdosh.com/blog/20-best-side-income-ideas-for-2023) - Image source: Freepik With the cost of living getting higher in the UK, many people are looking for side income ideas to help boost their income. The average pay from side income is £10,701 per year proving that having a side income is a step in the right direction towards improving your family finances. Whether - [#MoneyMatters: Moving Our Family From London to Leeds Was the Best Financial Decision We Made in 2023](https://www.knowyourdosh.com/blog/moneymatters-moving-our-family-from-london-to-leeds-was-the-best-financial-decision-we-made-in-2023-reggie-43-sophie-38) - Reggie (43) and Sophie (38) share their story of moving from the vibrant city of London to the welcoming embrace of Leeds. Faced with escalating living costs in London, the couple's decision to relocate their family to Leeds was in their own words, their "best financial decision of 2023" Here is Reggie and Sophie's #MoneyMatters - [#MoneyMatters: I Boosted My Credit Score from 550 to 720 After Overcoming £15,000 in Debt](https://www.knowyourdosh.com/blog/moneymatters-i-boosted-my-credit-score-from-550-to-720-after-overcoming-15000-in-debt) - Alex (29) is a sales professional from Manchester. She shares her journey of moving from a burdensome £15,000 debt to being debt-free and getting her credit score up to a commendable, 720. Here's Alex's #MoneyMatters Story: Alex, can you share what led to accumulating £15,000 in debt? Alex: I got into £15,000 of debt - [Bereavement Support Payments: What Are They and How Can You Claim Them?](https://www.knowyourdosh.com/blog/bereavement-support-payments-what-are-they-and-how-can-you-claim-them) - When we lose someone we love, it's like our world turns upside down. Not only are we dealing with heartache, but suddenly, there are also a whole lot of unexpected issues to think about – and that includes money. This is exactly why knowing about bereavement support payments is so important for anyone going through - [Understanding UK Intestacy Laws: How to Navigate Inheritance When There's No Will](https://www.knowyourdosh.com/blog/understanding-uk-intestacy-laws-how-to-navigate-inheritance-when-theres-no-will) - Losing a loved one is hard enough, and it gets even more complicated when they haven't left a will. How do you decide who gets what and in what proportion? In such situations, UK intestacy laws come into play. These laws act like a default will, deciding how the estate is shared out, usually putting - [#MoneyMatters: I Lost My Life Savings to a Scammer on Facebook Marketplace](https://www.knowyourdosh.com/blog/moneymatters-i-lost-my-life-savings-to-a-scammer-on-facebook-marketplace) - Archie (56) shares his harrowing experience of losing his life savings in a scam on Facebook Marketplace. His story serves as a reminder of the risks associated with the digital marketplace and the importance of vigilance in online transactions. Here’s Archie's #MoneyMatters story: Can you give us a bit of background on how you amassed - [How Much Can You Inherit From Your Parents Without Paying Inheritance Tax in the UK?](https://www.knowyourdosh.com/blog/how-much-can-you-inherit-from-your-parents-without-paying-inheritance-tax-in-the-uk) - Learn how to inherit from your parents without paying inheritance tax in the UK. Understand key thresholds, allowances, and planning strategies to save money. - [Why Waiting to Plan Your Estate Could Be a Mistake](https://www.knowyourdosh.com/blog/why-waiting-to-plan-your-estate-could-be-a-mistake) - Estate planning isn't just for the elderly or the wealthy—it's a step everyone should take to protect their family's future. Shockingly, a 2021 study by Canada Life revealed that 59% of UK adults don't have a will or any sort of estate plan in place. This leaves families vulnerable to unnecessary financial and legal complications ## Pages - [Family Financial Management Platform | Know Your Dosh](https://www.knowyourdosh.com/) - Family finance management platform trusted by families from over 100 countries, tracking £200M+ in assets. Secure dashboard, shared access, start free today! - [Pricing](https://www.knowyourdosh.com/pricing) - Choose the type of subscription Monthly Yearly 2 months free Starter Free For those just starting out Sign up for Free Lite £4.99/month For those ready to level up Sign up for Free Pro £9.99/month For those ready to level up Sign up for Free Elite £14.99/month For the Ultimate Experience Sign up for Free - [About Us](https://www.knowyourdosh.com/about-us) - Learn about Know Your Dosh - the secure family financial platform trusted by households globally. Empowering families worldwide to manage finances together. - [Family Wealth Management](http://www.knowyourdosh.com/family-wealth-management) - Family wealth management & financial tracking platform. Join families from over 100 countries managing finances together with secure sharing permissions. - [Household Financial Management](http://www.knowyourdosh.com/household-financial-management) - Secure household financial management platform for families. Track and manage finances like families already do across 100 countries. Start managing today! - [Family Financial Planning](http://www.knowyourdosh.com/family-financial-planning) - Family financial planning and money management platform. Join families across 100 countries tracking £200M+ in assets. Secure dashboard and sharing capability. - [Mobile App](https://www.knowyourdosh.com/mobile-app) - Secure family finance app trusted by households worldwide. Track assets, liabilities & renewals globally. Bank-grade security. Download on iOS & Android free! - [Household Budgets](https://www.knowyourdosh.com/household-budgets) - Manage your household budget as a family. Know Your Dosh is a free budgeting app for individuals, couples and households - built for real life. On iOS & Android - [Know Your Dosh Prize Draw](http://www.knowyourdosh.com/know-your-dosh-prize-draw) - Terms and Conditions 1. PROMOTER This prize draw ("Prize Draw") is operated by Know Your Dosh Limited, registered in England and Wales (company number 13446892), whose registered office is at 4 Starling Crescent, Slough SL3 7GY ("Know Your Dosh", "we", "us", "our"). 2. ELIGIBILITY 2.1. This Prize Draw is open to existing Know Your - [Dosh Diaries](https://www.knowyourdosh.com/dosh-diaries) - Listen to real financial journeys on The Dosh Diaries podcast. Discover how families transformed their finances, prevented dormant assets, and built wealth. - [Automatic UK Property Tracking](https://www.knowyourdosh.com/features/automatic-property-tracking-uk) - Track your UK property value automatically with Know Your Dosh. Get real-time house price updates in your family net worth dashboard. - [Secure Bank Account Integration](https://www.knowyourdosh.com/features/secure-bank-account-integration) - Securely connect your family's accounts in one dashboard. View real-time balances, transactions & spending across multiple providers with bank-level security. - [Security](https://www.knowyourdosh.com/security) - Your family's financial data is protected with bank-level encryption, GDPR compliance, and FCA regulation. Know Your Dosh keeps sensitive information secure. - [Benefits](https://www.knowyourdosh.com/benefits) - Discover the benefits of collaborative family financial management. Secure dashboard, global access, multi-currency support. Trusted by hundreds of families. - [Liabilities](https://www.knowyourdosh.com/features/liabilities) - Centralise your family's debts and liabilities in a secure dashboard. Track mortgages, credit cards, loans & more. Secure your family's financial future today. - [Assets](https://www.knowyourdosh.com/features/assets) - Centralise your family's financial assets in one secure dashboard. Track properties, investments, bank accounts & crypto. Start protecting your wealth today. - [Renewals](https://www.knowyourdosh.com/features/renewals) - Track all family subscriptions in one secure dashboard. Monitor TV, insurance, broadband & energy renewals. Save money by cancelling unused services today. - [Calculator](https://www.knowyourdosh.com/personal-tax-estimator) - Personal Tax Estimator Personal Tax Estimator Tax Year Dividends 0-10k 10k-20k 20k-30k 30k-40k 40k-50k 50k-60k 60k-70k 70k-80k 80k-90k 90k-100k Rental Income (Yearly) 0-10k 10k-20k 20k-30k 30k-40k 40k-50k 50k-60k 60k-70k 70k-80k 80k-90k 90k-100k Rental Expenses (Yearly & excl Mortgage) 0-10k 10k-20k 20k-30k 30k-40k 40k-50k 50k-60k 60k-70k 70k-80k 80k-90k 90k-100k Mortgage interest payment (Yearly) 0-10k 10k-20k 20k-30k - [Blog](https://www.knowyourdosh.com/blog) - Expert family finance advice for households. Personal finance tips, money management strategies, and how to prevent your wealth from becoming dormant assets. - [Know Your Dosh Doppelgänger](https://www.knowyourdosh.com/quiz) - [Terms & Conditions](https://www.knowyourdosh.com/termsandconditions) - Terms And Conditions Table of Contents TERMS AND CONDITIONS1. Agreement to TermsThese Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and Know Your Dosh Limited (” Company “, “we”, “us”, or “our”), concerning your access to and use of the https://www.knowyourdosh.com website as well as - [Privacy Policy](https://www.knowyourdosh.com/privacypolicy) - Privacy Policy This Privacy Policy describes the policies of Know Your Dosh Limited, United Kingdom of Great Britain and Northern Ireland (the), email: info@knowyourdosh.com, on the collection, use and disclosure of your information that we collect when you use our website (https://www.knowyourdosh.com). (the “Service”). By accessing or using the Service, you are consenting to the - [Cookie Policy](https://www.knowyourdosh.com/cookiepolicy) - Cookie Policy What are cookies?This Cookie Policy explains what cookies are and how we use them, the types of cookies we use i.e, the information we collect using cookies and how that information is used, and how to manage the cookie settings.Cookies are small text files that are used to store small pieces of information. - [User Guides](https://www.knowyourdosh.com/user-guides) - Add Your Heading Text Here - [E-books](https://www.knowyourdosh.com/e-books) - Coming soon... - [Resources](https://www.knowyourdosh.com/resources) - Coming soon... - [Features](https://www.knowyourdosh.com/features) ## FAQ - [What Are Examples of Household Liabilities?](https://www.knowyourdosh.com/docs/faq/what-are-examples-of-liabilities-that-individuals-or-households-have) - Household liabilities are debts and financial obligations your family owes. 17 examples from mortgage and loans to credit cards, plus how to track them. - [How to Calculate Net Worth](https://www.knowyourdosh.com/docs/faq/how-to-calculate-net-worth) - Learn how to calculate net worth with our complete guide. Understand the net worth formula, see examples, and discover tools for automatic calculation. - [Who are Household members?](https://www.knowyourdosh.com/docs/faq/who-are-household-members) - Learn who qualifies as household members for family finance management. Understand household definition, family composition, and collaborative finance planning. - [What are the different levels of access I can give to household members?](https://www.knowyourdosh.com/docs/faq/what-are-the-different-levels-of-access-i-can-give-to-household-members) - Learn about user access levels and permissions for family finance accounts. Understand different user roles, security settings, and access control options. - [How can I add household members to my account?](https://www.knowyourdosh.com/docs/faq/how-can-i-add-household-members-to-my-account) - Learn how to add family members to your shared finance account. Simple guide for collaborative family financial planning and household management. - [How Do I Know If Something Is a Liability?](https://www.knowyourdosh.com/docs/faq/how-do-i-know-if-something-is-a-liability) - Learn how to identify if something is a liability with our complete guide. Understand liability definition, examples, and how to recognise personal liabilities. - [Why financial literacy is important](https://www.knowyourdosh.com/docs/faq/why-financial-literacy-is-important) - Discover why financial literacy is important for families. Learn the benefits of financial education and how it improves money management and financial security - [What are different types of Assets?](https://www.knowyourdosh.com/docs/faq/what-are-different-types-of-assets) - Learn the different types of assets: current assets, fixed assets, and asset classification. Complete guide to asset categories with examples and definitions. - [Liabilities vs. Assets vs. Owner's equity](https://www.knowyourdosh.com/docs/faq/liabilities-vs-assets-vs-owners-equity) - Learn the accounting equation: Assets = Liabilities + Owner's Equity. Understand net worth calculation, assets vs liabilities, and basic accounting principles. - [How Do I Know If Something Is an Asset?](https://www.knowyourdosh.com/docs/faq/how-do-i-know-if-something-is-an-asset) - Learn what is an asset with our complete asset definition guide. Understand financial assets, personal assets, and how to identify different types of assets. - [Managing or Upgrading Subscriptions on Know Your Dosh](https://www.knowyourdosh.com/docs/help/managing-upgrading-subscriptions) - Learn how to manage subscription plans, upgrade billing options, and handle subscription management. Complete guide to plan changes and billing updates. - [Profile Settings on Know Your Dosh](https://www.knowyourdosh.com/docs/help/profile-settings) - Learn how to manage your user profile settings and configure account profile options. Complete guide to profile management, personal information, and security. - [Navigating Settings on Know Your Dosh](https://www.knowyourdosh.com/docs/help/navigating-settings) - Learn how to navigate account settings and use the settings menu effectively. Complete guide to managing user settings, profile options & platform preferences. - [How To Enable Two-Factor Authentication on Know Your Dosh](https://www.knowyourdosh.com/docs/help/enable-two-factor-authentication) - Learn how to enable 2FA and set up two factor authentication for enhanced account security. Step-by-step guide to protect your financial data with 2FA. - [How To Delete Your Profile on Know Your Dosh](https://www.knowyourdosh.com/docs/help/delete-profile) - Learn how to delete your account and remove your profile permanently. Step-by-step guide to account deletion with data privacy and security considerations. - [Managing the Calendar on Know Your Dosh - incl. Syncing to Google/Outlook](https://www.knowyourdosh.com/docs/help/managing-calendar) - Learn how to manage your financial calendar and sync bill reminders with Google Calendar and Outlook. Complete guide to financial planning calendar setup. - [How To Update Renewal Dates in Know Your Dosh](https://www.knowyourdosh.com/docs/help/update-renewal-dates) - Learn how to update subscription renewal dates and manage recurring payments in Know Your Dosh. Simple guide to keeping your subscription information current. - [How To Mark Reminders as 'Taken Care Of'](https://www.knowyourdosh.com/docs/help/mark-reminders-as-taken-care-of) - Learn how to mark financial reminders as complete and manage task completion in Know Your Dosh. Simple guide to staying organised with reminder management. - [How To Add a Renewal in Know Your Dosh](https://www.knowyourdosh.com/docs/help/add-a-renewal) - Learn how to add renewals to your subscription tracker. Step-by-step guide to tracking recurring payments and managing subscription renewals in Know Your Dosh. - [How To Register for Know Your Dosh](https://www.knowyourdosh.com/docs/help/how-to-register) - Simple step-by-step guide to register for Know Your Dosh family finance app. Create your account and start managing family money in minutes. - [Update Liabilities on Know Your Dosh](https://www.knowyourdosh.com/docs/help/update-liabilities) - Update your debt management plan and track payoff progress with Know Your Dosh. Manage liability changes, payment updates, and monitor debt reduction goals. - [How To Manually Add A Liability](https://www.knowyourdosh.com/docs/help/how-to-add-liabilities) - Track and manage all your debts and liabilities with Know Your Dosh. Debt payoff tracker with family finance integration and liability management tools. - [Managing Rents on Know Your Dosh](https://www.knowyourdosh.com/docs/help/managing-rents) - Complete rental property management software with logged rent collection, tenant tracking, and family finance integration. Streamline your landlord operations. - [How To Add Rent Information in Know Your Dosh](https://www.knowyourdosh.com/docs/help/add-rent-information) - Calculate and track rental income with Know Your Dosh. Complete landlord rent management including income calculator, tax tracking, and payment monitoring. - [How To Add Expenses as a Landlord on Know Your Dosh](https://www.knowyourdosh.com/docs/help/add-landlord-expenses) - Track landlord expenses and maximise property tax deductions with Know Your Dosh. Complete guide to rental property expense tracking and landlord accounting. - [How To Add a New Property Tenancy](https://www.knowyourdosh.com/docs/help/add-a-new-property-tenancy) - Learn how to set up rental property tenancies in Know Your Dosh. Complete guide for landlords to create property investments and manage rental portfolios. - [Editing a Tenancy While Adding a New Tenant](https://www.knowyourdosh.com/docs/help/editing-a-tenancy) - Learn how to edit and update tenancy details in Know Your Dosh. Complete guide for landlords to modify rental agreements, tenant information & property details. - [Adding a New Tenant in Know Your Dosh](https://www.knowyourdosh.com/docs/help/adding-a-new-tenant) - Learn how to add new tenants in the Know Your Dosh landlord software. Complete guide for property managers to track tenants, rent, and property investments. - [Add a New Member to Know Your Dosh](https://www.knowyourdosh.com/docs/help/add-a-new-member) - Learn how to add family members to Know Your Dosh for shared planning and collaborative finance management. Set permissions, roles, and access levels easily. - [Dashboard Overview](https://www.knowyourdosh.com/docs/help/dashboard-overview) - Complete guide to the Know Your Dosh finance dashboard. Navigate your family finance interface, track assets, manage budgets, and understand your finances. - [How To Add/Edit a Company in Know Your Dosh](https://www.knowyourdosh.com/docs/help/add-edit-a-company) - Learn how to add company information in Know Your Dosh for tracking investments, employer stock options, and business assets. Step-by-step guide for families. - [Update Asset Details on Know Your Dosh](https://www.knowyourdosh.com/docs/help/update-assets) - Update asset details in the Know Your Dosh app. Learn how to edit property values, investment amounts & ownership splits. Keep your financial tracking accurate. - [How To Manually Add An Asset](https://www.knowyourdosh.com/docs/help/how-to-add-assets) - Learn how to manually add assets to the Know Your Dosh app. Step-by-step guide for adding property, investments, and bank accounts with ownership details. - [Connecting a Bank Account to Know Your Dosh](https://www.knowyourdosh.com/docs/help/connecting-a-bank-account) - Learn how to securely connect your bank account to the Know Your Dosh family finance app. Step-by-step guide for safe, secure automatic transaction sync. ## Episode - [Investing your Money Right: A Beginners Guide to Sustainable Investing](https://www.knowyourdosh.com/blog/podcast/investing-your-money-right-a-beginners-guide-to-sustainable-investing) - In this week's episode we're talking all things sustainable investment. From how to make sure you're placing your trust in the right companies to how to make sure you're more sustainable portfolios are still profitable, we're covering everything you need to know. We’ll break down what sustainable investing is, explore the rise of ESG investing, - [How to Have the Hard Conversation: Discussing Finances and Estate Planning with Your Parents](https://www.knowyourdosh.com/blog/podcast/how-to-have-the-hard-conversation-discussing-finances-and-estate-planning-with-your-parents) - In this episode, we're diving into one of the toughest yet most important conversations you'll ever have: talking finances and estate planning with your parents. I won’t sugarcoat it—this isn’t going to be an easy conversation to have, but it’s vital for everyone’s peace of mind and future security, and trust me, you’ll be better - [Friendship and Finances: Dealing with Financial Inequality in Friendships](https://www.knowyourdosh.com/blog/podcast/friendship-and-finances-dealing-with-financial-inequality-in-friendships) - In this episode, we’re tackling the tricky dynamics of financial inequality in friendships. From splitting bills to planning group outings, money can sometimes create awkward moments and hidden tensions. But it doesn’t have to be that way! This week we’re sharing real-world advice on how to navigate these challenges with grace, communicate openly about finances, - [Influenced and Broke: Understanding Social Media’s Grip on Your Finances](https://www.knowyourdosh.com/blog/podcast/influenced-and-broke-understanding-social-medias-grip-on-your-finances) - In this episode, we're diving into the world of social media and its powerful impact on our spending habits. From influencer endorsements to perfectly curated ads, social media platforms are designed to make us want more—and spend more. But how much is too much? We'll explore how constant exposure to influencer lifestyles, targeted ads, and - ["Inheritance Tax 101: Answers to Your Most Common Questions"](https://www.knowyourdosh.com/blog/podcast/inheritance-tax-101-answers-to-your-most-common-questions) - In this episode of The Dosh Diaries, we’re diving into the essentials of inheritance tax, tackling all the questions you’ve been too afraid to ask! Confused about who has to pay? Wondering how much it could impact your legacy or the assets you’ll inherit? We’ve got you covered! Whether you're planning your estate or dealing - [The Cost of Secrets: The Truth About Financial Infidelity](https://www.knowyourdosh.com/blog/podcast/the-cost-of-secrets-the-truth-about-financial-infidelity) - In this weeks episode of The Dosh Diaries, we dive deep into the world of financial infidelity—when money secrets threaten to unravel relationships. From hidden debts and secret spending to undisclosed accounts, financial infidelity is more common than you think. But why do people hide their finances, and what impact does it have on trust - [The Remote Work Economy: Adapting Your Finances for the Future](https://www.knowyourdosh.com/blog/podcast/the-remote-work-economy-adapting-your-finances-for-the-future) - In this episode of 'The Dosh Diaries', we're exploring the financial implications of the rise in remote work in recent years and how it's reshaping personal finances, business strategies, and the global economy. From saving on commuting and office expenses to hidden costs like home office setups and energy bills, remote work brings new financial - [Rethinking Retirement: Adapting to Inflation and Economic Uncertainty](https://www.knowyourdosh.com/blog/podcast/rethinking-retirement-adapting-to-inflation-and-economic-uncertainty) - In this episode of 'The Dosh Diaries', we explore how rising inflation and economic uncertainty are reshaping traditional retirement strategies. Discover smart, adaptable approaches to help you navigate volatile markets, protect your savings, and secure your financial future. Whether you're close to retirement or just starting to plan, tune in for practical tips and expert - [Money on the Mind: Understanding Financial Anxiety](https://www.knowyourdosh.com/blog/podcast/money-on-the-mind-understanding-financial-anxiety) - In this episode of 'The Dosh Diaries', we're diving into a topic that affects so many but is rarely talked about openly —financial anxiety. We're exploring the root causes of money-related stress, how it impacts mental health, and why so many people feel overwhelmed by their finances. Whether you're struggling with debt, worried about saving - [Borrowed Trust: The Dos and Don’ts of Lending to Friends & Family](https://www.knowyourdosh.com/blog/podcast/borrowed-trust-the-dos-and-donts-of-lending-to-friends-family) - In this episode of 'The Dosh Diaries' we're diving into the delicate world of lending money to friends and family; exploring the potential risks, emotional strain, and financial consequences that can come with mixing money and relationships. We'll cover practical tips on how to protect both your finances and your friendships, as well as advice - [Family First: The Financial Burden of Supporting Loved Ones](https://www.knowyourdosh.com/blog/podcast/family-first-the-financial-burden-of-supporting-loved-ones) - In this weeks episode,"Family First: The Financial Burden of Supporting Loved Ones," we're diving into the emotional and financial toll that comes with being the go-to provider for family members. From caring for aging parents to helping siblings get back on their feet, the pressure can feel overwhelming. We’ll break down how to manage these - [Family Feuds: The Hidden Costs of Inheritance Battles](https://www.knowyourdosh.com/blog/podcast/family-feuds-the-hidden-costs-of-inheritance-battles) - In this episode of The Dosh Diaries, we dive into the uncomfortable reality of inheritance battles and the damage they can cause within families."Family Feuds: The Hidden Costs of Inheritance Battles" explores why so many families avoid talking about inheritance, the emotional and financial rifts it can create, and how to navigate these tough conversations - [Starting Over: Changing the Conversation on Bankruptcy](https://www.knowyourdosh.com/blog/podcast/starting-over-changing-the-conversation-on-bankruptcy) - In this episode of The Dosh Diaries, we're breaking down one of the biggest financial taboos: bankruptcy. For so many people, bankruptcy comes with a heavy dose of shame and judgment, but here’s the truth: it’s more common than you think, and it doesn’t have to define you. Join us as we dig into why - [Child Free by Choice (& by Budget)](https://www.knowyourdosh.com/blog/podcast/child-free-by-choice-by-budget) - In this episode of The Dosh Diaries, we're diving into the decision that’s reshaping modern family dynamics—choosing a child-free life for financial reasons. We'll be exploring the rising number of people opting out of parenthood due to the hefty cost of raising kids, from housing to education and everything in between, and why this choice - [Money & Divorce](https://www.knowyourdosh.com/blog/podcast/money-divorce) - In this episode of The Dosh Diaries, we’re diving into the emotional journey of managing money and relationships—before, during, and after divorce. Money can be one of the most challenging aspects of any relationship, often stirring up stress, insecurity, and tension. We’ll explore how open, honest conversations around finances can strengthen your relationship and help - [Great Expectations: How Culture Shapes Our Finances](https://www.knowyourdosh.com/blog/podcast/great-expectations-how-culture-shapes-our-finances) - In this episode of The Dosh Diaries, we're unpacking the powerful influence of cultural expectations on our financial choices in "Great Expectations - How Culture Shapes Our Finances." From family traditions to societal norms, culture often dictates how we view spending, saving, and even debt. But how do these expectations shape our relationship with money, - [Home Again: Addressing the Stigma of Living with Parents](https://www.knowyourdosh.com/blog/podcast/home-again-addressing-the-stigma-of-living-with-parents) - In this episode of The Dosh Diaries, we’re diving into the stigma around adult children living at home. With rising rent and shifting career paths, more adults are choosing to stay (or return) to their parents' homes. But why does society often judge this choice, and what does it really mean for personal independence? Join - [Home for the Holidays? Let's Talk Estate Planning](https://www.knowyourdosh.com/blog/podcast/home-for-the-holidays-lets-talk-estate-planning) - Gathering with family this holiday season? There’s truly no better time to have meaningful conversations that ensure your loved ones are taken care of in the future. In this episode of The Dosh Diaries we’re walking you through a step-by-step guide to creating an estate plan—together as a family. We’ll cover: Why estate planning isn’t - [Parental Payback: Supporting Your Parents’ Financial Future](https://www.knowyourdosh.com/blog/podcast/parental-payback-supporting-your-parents-financial-future) - In this episode of The Dosh Diaries, we’re exploring a topic many of us eventually face: supporting our parents financially as they age. In "Parental Payback: Supporting Your Parents' Financial Future," we dive into the delicate balance of stepping in to help with money matters, from managing bills to planning for long-term care, all while - [Estate Planning Myths Debunked: What You Really Need to Know](https://www.knowyourdosh.com/blog/podcast/estate-planning-myths-debunked-what-you-really-need-to-know) - Think estate planning is only for the ultra-wealthy or something you can put off indefinitely? Think again. In this episode of The Dosh Diaries, we’re diving into the five biggest myths surrounding estate planning and uncovering the truths that everyone needs to hear. Join us as we explore: Why estate planning is for everyone, not - [Opening Up About Money](https://www.knowyourdosh.com/blog/podcast/opening-up-about-money) - In this episode we're talking all about the social taboo that surrounds talking about money, why it exists, and how to overcome it. Opening up about finances with family and friends is so important both for getting the support you need and helping to build strength in your relationships, which is why I have done - [Guys you NEED an Emergency Fund and here's why](https://www.knowyourdosh.com/blog/podcast/guys-you-need-an-emergency-fund-and-heres-why) - In this week's episode we are going to be talking all about emergency funds, why you need them, how to create one and the difference between an emergency fund and a savings account - because I hate to break it to you but there actually is one. I’m giving you all my best tips for - [Mind Over Money: Mental Health in the Face of Financial Crisis](https://www.knowyourdosh.com/blog/podcast/mind-over-money-mental-health-in-the-face-of-financial-crisis) - This week we're discussing the link between mental health and financial struggles and the impact that both of these taboo topics can have on one another. This is a really important and personal topic for me so we dive deep. And I would love to hear what you guys think - so head on over - [The Financial Feminist: Gender Inequality and the Gender Wealth Gap in Finance](https://www.knowyourdosh.com/blog/podcast/the-financial-feminist-gender-inequality-and-the-gender-wealth-gap-in-finance) - In this episode, we're tackling the important issue of gender inequality in finance, and zeroing in on the gender wealth gap. Why does it matter? How is it linked to the gender pay gap and the differences in financial literacy between men and women? We're breaking it all down in this episode in simple terms, - [Love & Money: Navigating Finances in Relationships](https://www.knowyourdosh.com/blog/podcast/love-money-navigating-finances-in-relationships) - Finances can make or break a relationship, especially if you're not talking about them, with avoiding money conversations spelling trouble for even the best couples. This week we're giving you all the tips on how to understand your own relationship with money and how this can relate to your partner's, as well as practical strategies - [Savings 101: Simple Strategies for Saving More](https://www.knowyourdosh.com/blog/podcast/savings-101-simple-strategies-for-saving-more) - In this weeks episode we're talking all things savings - from everyday lifestyle adjustments you can make to ensure your money goes further to helping you figure out how to invest your savings in places where its value will be able to grow over time - we're covering everything. But most importantly, I want to - [The Single Tax: Unpacking the Cost of Being Single](https://www.knowyourdosh.com/blog/podcast/the-single-tax-unpacking-the-cost-of-being-single) - This week we're talking all about 'The Single Tax': a newly popularised term that outlines the hidden cost of being single. From higher living expenses and tax penalties to higher retirement savings goals and lifestyle costs as a single person, we're going to explain why being in a couple seems to cost less. But most - [De-Mystifying Investing: Tips for Beginners](https://www.knowyourdosh.com/blog/podcast/de-mystifying-investing-tips-for-beginners) - In this episode we're talking all about investing: we're making investment concepts simple and easy to understand and providing a step by step guide on how to prepare yourself to start your investment journey. From outlining the golden rules of investing to breaking down the differences between asset classes, we're covering it all so that - [Decoding YOUR relationship with money.](https://www.knowyourdosh.com/blog/podcast/decoding-your-relationship-with-money) - Understanding your personal relationship with money is absolutely key to achieving financial success. So with this in mind in this week's episode, we’re going to dive into the various money mindsets that can be used to explain each individual's relationship with finance—think of it as a financial version of those famous personality tests. We’ll also ## Categories - [Estate Planning and Legacy](https://www.knowyourdosh.com/category/estate-planning-and-legacy) - [Finance in Relationships](https://www.knowyourdosh.com/category/finance-in-relationships) - [Financial Literacy 101](https://www.knowyourdosh.com/category/financial-literacy-101) - [Financial Planning](https://www.knowyourdosh.com/category/financial-planning) - [Insurance](https://www.knowyourdosh.com/category/uncategorised) - [Lifestyle and Money](https://www.knowyourdosh.com/category/lifestyle-and-money) - [Product](https://www.knowyourdosh.com/category/product) - [Property Management](https://www.knowyourdosh.com/category/property-management) - [Retirement](https://www.knowyourdosh.com/category/retirement) - [Taxes](https://www.knowyourdosh.com/category/taxes) - [Money Matters](https://www.knowyourdosh.com/category/money-matters) - [Podcasts](https://www.knowyourdosh.com/category/podcasts) - [News & PR](https://www.knowyourdosh.com/category/news-pr) - [Global Money Week](https://www.knowyourdosh.com/category/global-money-week) - [Budgeting](https://www.knowyourdosh.com/category/budgeting) ## Tags - [Budgeting](https://www.knowyourdosh.com/tag/budgeting) - [Household budgeting](https://www.knowyourdosh.com/tag/household-budgeting) - [tenancy](https://www.knowyourdosh.com/tag/tenancy) - [tenancy screening](https://www.knowyourdosh.com/tag/tenancy-screening) - [tenant screening process](https://www.knowyourdosh.com/tag/tenant-screening-process) - [tenants in uk](https://www.knowyourdosh.com/tag/tenants-in-uk) ## Docs Categories - [Assets](https://www.knowyourdosh.com/docs/non-knowledgebase/assets) - [Liabilities](https://www.knowyourdosh.com/docs/non-knowledgebase/liabilities) - [Household Members](https://www.knowyourdosh.com/docs/non-knowledgebase/household-members) - [Net Worth](https://www.knowyourdosh.com/docs/non-knowledgebase/net-worth) - [Financial knowledge](https://www.knowyourdosh.com/docs/non-knowledgebase/financial-knowledge) - [Renewals](https://www.knowyourdosh.com/docs/help/renewals) - [Landlord](https://www.knowyourdosh.com/docs/help/landlord) - [Bank Connections](https://www.knowyourdosh.com/docs/help/bank-connections) - [Companies](https://www.knowyourdosh.com/docs/help/companies) - [Dashboard](https://www.knowyourdosh.com/docs/help/dashboard) - [Registration](https://www.knowyourdosh.com/docs/help/registration) - [Subscription](https://www.knowyourdosh.com/docs/help/subscription) - [Settings](https://www.knowyourdosh.com/docs/help/settings) ## Knowledge Base - [Help Center - Family Finance App Support](https://www.knowyourdosh.com/docs/help) - Get help with the Know Your Dosh family finance app. Find setup guides, troubleshooting tips, and support for managing your household finances securely. - [FAQ - Family Finance Questions & Answers](https://www.knowyourdosh.com/docs/faq) - Get help with Know Your Dosh product features and terms. 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