Most families aren’t bad with money. They avoid it when things feel unclear.

Know Your Dosh brings everything into one shared view, so nothing gets lost and nothing’s too awkward to talk about.

father holding son

FCA Registered · No. 1022227

Trusted in 100+ countries

Backed by AWS and Google Cloud

HERE’S WHAT’S ACTUALLY GOING ON

80% avoidance. 20% accounts.

Most people don’t struggle with money because they’re careless. They avoid it because it feels complicated, unsafe, or easy to get wrong. That avoidance has a cost – forgotten pensions, unclaimed savings, accounts nobody remembered existed. It’s not because families didn’t care. It’s because no one had a clear, shared place to look.

Know Your Dosh is that place: a shared dashboard that pulls together every account, pension, property and investment your household holds, so nothing gets lost to avoidance again. We already track £200M+ in assets for families in more than 100 countries.

£89 billion

sits dormant in the UK alone

$450 billion

in the US

Mortgage renewal – March??

Pension login – ask me

Bank letters – kitchen drawer

SOUND FAMILIAR?

Sticky notes on the fridge. A password only one person knows. Bank letters in a drawer no one’s opened.

That’s most families’ financial filing system. It works fine. Until it doesn’t.

WHAT KNOW YOUR DOSH DOES

Your family’s money, in one shared view. Together.

Add your partner, your parents, your kids. Everyone sees what matters, without you having to explain it from scratch, and without losing their privacy. No spreadsheets. No jargon. No “I didn’t know that account existed.”

Takes 5 minutes

home screen of the know your dosh mobile app

Groceries

On track

You’ve spent £412.30 of your £500 budget

Will & LPA

Stored

Findable by Sarah, Tom and Grandad Ken not just one drawer

KNOW IT. PROTECT IT. GROW IT.

Everything your family owns, owes, and needs to remember. In one place.

Know it

See your whole household’s net worth at a glance: properties, accounts, investments, and what you owe.

Protect it

Store the documents, policies, and details that matter, so they’re never lost in a drawer or a browser tab nobody can find again.

Grow it

Track pensions, ISAs, and investments as they build, with a full household view, not just your own.

Net worth dashboard

See exactly where your household stands, updated in real time.

Asset tracking

Properties, bank accounts, stocks, crypto, business investments. Add them once. Track them always.

Liability tracking

Mortgages, personal loans, credit cards. Know what you owe and when it’s due.

Rental property management

Track tenancies, rent payments, and expenses across all your properties.

Document storage

Passports, insurance policies, wills, property deeds. Stop hunting. Start knowing.

Pensions and insurance

Coming soon

The two things families are most likely to lose track of. Not anymore.

Multi-user household access

Add up to 8 members on one subscription. No extra charge per person.

FCA Regulated

Your financial data is handled to the highest UK regulatory standards. Not a promise. A requirement.

AND THE STUFF YOU’LL ACTUALLY OPEN EVERY WEEK

Knowing where your money’s going matters just as much as knowing what you have.

Connected to your bank via Open Banking, so your spending, budgets, and cashflow update automatically. No manual entry, no month-end reconciling.

Real-time bank sync

Connect once. Every transaction updates automatically across your household.

Budgeting

Weekly, monthly, quarterly, pay-cycle. Set a budget, track it live, get an alert before you overspend, not after.

Spending analysis

See where money actually went, by category, across the whole household.

Cashflow view

Know what’s coming in, what’s going out, and when.

Transaction management

Search, categorise, and make sense of every payment. Custom categories included.

Period-over-period comparison

See how this month stacks up against last month. No spreadsheets needed.

HOW WE COMPARE

A family of four. One monthly price.

Know Your Dosh

Emma

YNAB

4 family members

£4.99/mo

£32.96/mo

~£9.08/mo

Asset tracking

UK Open Banking

Household pricing

Free to start

Prices correct as of September 2026.

Sage Small Business XI

Winner

Wealthtech of the Year

Finalist · London Fintech Awards

Most Promising Business of the Year

Thames Valley Chamber of Commerce

Best Mobile App

Best Mobile App Awards

AS FEATURED IN

The London Standard · Enterprise Nation

PRICING

One price. The whole household.

Priced per household, not per person. Start free, no card needed.

Starter

Free

2 members · 5 assets · 2 bank syncs

Lite

£4.99/month

or £49.99/year

4 members · 15 assets · 5 bank syncs · Full budgeting

For couples and young families

Pro

Most popular

£9.99/month

or £99.99/year

8 members · 25 assets · 10 bank syncs · Multi-currency · Cashflow analysis

For larger households and property owners

Elite

£14.99/month

or £149.99/year

Unlimited everything

For complex households and extended families

Frequently asked questions

Yes. Starter is free and covers the basics of shared household tracking. Lite, Pro and Elite unlock more accounts, more asset types and deeper insights as your finances get more complex.

As many as your household needs. Each person gets their own login and their own permission level, so everyone sees what they’re meant to see and nothing more.

Yes. Know Your Dosh is UK-based and FCA regulated, and connects to your accounts through Moneyhub, an FCA-regulated Open Banking provider.

Bank-level encryption, two-factor authentication, and read-only access to your accounts. We can see balances and transactions. We can’t move your money.

Bank and savings balances, property, pensions, investments, vehicles, crypto and business interests, alongside household budgets and spending. Add what applies to your family and leave out what doesn’t.

You don’t have to have it all figured out. You just need somewhere to start.

No credit card needed