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Honest comparisons, from people who've tried them all.

Good tools exist. Most were built for one careful person with a spreadsheet habit, not a household managing money together. Here’s where we’re different, and where we’re not.

vs YNAB

YNAB is brilliant budgeting discipline for one person. We track the whole family’s wealth, not just this month’s envelopes.

vs Emma

Emma is a slick UK spending tracker for one. We include household budgeting, net worth, and family access, free, not paywalled tier by tier.

vs Snoop

Snoop finds savings for one person, in pounds only. We track a family’s wealth, budgets, and money in any currency.

vs PocketSmith

PocketSmith forecasts brilliantly for a power user. We build the same wealth picture for a family, on a modern mobile app, free to start.

vs Kubera

Kubera tracks crypto and alternative assets well, for one person’s portfolio. We add real household budgeting and family access, without the four-figure price tag.

vs Quicken

We’re built for families from day one, shared by design, and readable by humans.

vs Monarch & Empower

Great tools that simply don’t work outside North America, no UK banks, no ISAs, no HMRC. We start there.

Why families pick Know Your Dosh

Built for households, not users

Family members, granular permissions, and a shared view most rivals are single-player.

FCA-regulated

Registered with the Financial Conduct Authority and powered by Moneyhub’s Open Banking.

Wealth, not just budgets

Assets, liabilities, property, pensions, and money in any currency, alongside spending, the whole picture, one login.

someone looking through an old family photo album

Try the one that was built for your family, wherever in the world you are.

Free to start. No card needed.