HOUSEHOLD BUDGETS

A budget the whole house actually keeps.

A shared household budget is one budget everyone in the family can see, not four separate guesses. Know Your Dosh tracks spending against it in real time and nudges you before you go over, rather than sounding an alarm after you already have.

screenshots of know your dosh budgeting

Budgeting for real households

Not a discipline test. A shared view that makes the sensible thing the easy thing.

Set it together

Agree the numbers as a household, not hand them down. Budgets people help set are budgets people keep.

See it everywhere

The same budget on every phone and laptop in the house updated live as spending happens.

Know before, not after

Gentle nudges when a category is running hot while there’s still time to do something about it.

woman on laptop with dog sleeping in foreground

Built around how families actually spend

Categories that match real life

Groceries, school stuff, the dog your categories, not an accountant’s.

Nudges, never alarms

A quiet heads-up at 75% beats a red warning at 100%. No shame, just a steer.

Kids can watch and learn

Give children a window into the household budget, money confidence starts by seeing.

FCA regulated

Registered with the Financial Conduct Authority, so your family’s data is handled to UK banking standards.

Bank-level encryption

AES-256 and 256-bit SSL encryption plus two-factor authentication protect everything you add.

Read-only access

We never store your bank credentials and can never move your money. Your data, your eyes only.

Frequently asked questions

Because they’re built for one person: one login, one view, one set of categories. Money in a household is shared, so the budget needs to be shared too.

That depends on the permission level you set. Some households show the full picture, others keep it to summary categories. You decide.

You get a nudge before you hit the limit, not a shock afterwards. It’s there to help you adjust, not to tell you off.

Yes. Update categories and limits whenever your household’s spending changes.

Make this month the calm one.

Free to start. No card needed.