LIABILITIES & RENEWALS

What you owe, and when it bites.

Net worth isn’t just what you own. It’s what you own minus what you owe. This page tracks the “owe” side: mortgages, loans, cards, overdrafts, and the insurance and policy renewals that quietly land on a due date nobody wrote down.

liabilities screenshot of know your dosh

The other half of the picture

Net worth is what you own minus what you owe. Most tools only show the first half.

Mortgages & loans

Balances, rates and end dates for everything the family owes including the car on finance.

Cards & credit

Credit cards and overdrafts alongside your assets, so net worth is the real number.

Insurance & policies

Home, car, life every policy logged with its renewal date, not buried in an inbox.

renewals screenshot of know your dosh

Never sleepwalk into a renewal

Fixed-rate deadlines

A reminder months before your fixed deal ends, time to remortgage, not lapse onto the standard rate.

Auto-renewals, spotted

Insurance loves a quiet auto-renew at a worse price. You'll know before it happens.

Shared with the household

Renewal dates visible to both of you so it’s never one person’s job to remember everything.

FCA regulated

Registered with the Financial Conduct Authority, so your family's data is handled to UK banking standards.

Bank-level encryption

AES-256 and 256-bit SSL encryption plus two-factor authentication protect everything you add.

Read-only access

We never store your bank credentials and can never move your money. Your data, your eyes only.

Frequently asked questions

Anything you owe. Mortgages, personal loans, car finance, credit cards, overdrafts. Know Your Dosh tracks all of it alongside your assets, so your net worth reflects the full picture.

Once a liability or policy is added, its renewal date sits on your dashboard with everything else. No separate app to check, no calendar reminder you set once and forget.

Yes. Insurance and policy renewals sit in the same view as your loans and cards, because a missed renewal costs you the same way a missed payment does.

No. You can add liabilities manually if you’d rather not connect an account, or link your bank so balances update on their own.

Owe less to surprise. Start today.

Free to start. No card needed.