SPENDING INSIGHTS

See where the money actually goes.

Spending Insights sorts every transaction across your household’s connected accounts automatically, by person, by category, by month, so you can see where the money actually goes without doing the sums yourself.

spending analysis screenshot in know your dosh

Answers, not admin

Connect your accounts and Insights does the sorting. You just get the picture.

Sorted automatically

Transactions land in the right category on their own groceries, transport, bills. Fix one and Insights learns.

Month vs month

See this month against last at a glance, and spot the drift before it becomes a habit.

The whole household

One view across everyone’s connected accounts because family spending is a team sport.

woman looking at phone in a cafe and smiling

The quiet leaks, found

Subscriptions you forgot

Every recurring payment listed in one place. Most families find at least one they thought they’d cancelled.

Creeping bills

Insights flags bills that quietly went up: energy, insurance, that streaming bundle.

Talking points, ready-made

A clear picture turns “we spend too much” into “here’s the one thing to change”.

FCA regulated

Registered with the Financial Conduct Authority, so your family’s data is handled to UK banking standards.

Bank-level encryption

AES-256 and 256-bit SSL encryption plus two-factor authentication protect everything you add.

Read-only access

We never store your bank credentials and can never move your money. Your data, your eyes only.

Frequently asked questions

Know Your Dosh reads transactions from your connected accounts and sorts them into categories on its own. No manual entry needed.

Yes. It flags recurring payments, including subscriptions and creeping bills like energy, insurance and streaming, so nothing quietly renews without you noticing.

The whole household. Insights pulls from every connected account, so you see spending by person as well as by category.

Fix one, and it learns. Recategorise it once and Insights applies that going forward.

Stop guessing where it went.

Free to start. No card needed.