Open Banking lets your accounts share balance and transaction data with an app, securely, without handing over your login. Know Your Dosh uses it through Moneyhub, an FCA-regulated Open Banking provider, to pull your balances in automatically. Read-only. It can’t touch it.
No. Access is read-only. It can see balances and transactions to keep your dashboard current, but it has no ability to move, spend, or transfer a penny.
Know Your Dosh connects to accounts through Moneyhub’s Open Banking network, which covers a wide range of UK banks and providers. If you’re checking a specific bank, get in touch and we’ll confirm.
Your data is used to run your dashboard, full stop. Know Your Dosh is GDPR compliant and built on bank-level encryption, and access to your household’s data sits behind the permissions you set.