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About Know Your Dosh - Empowering Global Families to Secure Their Financial Future

Modern families are more connected than ever, yet their finances remain scattered across countries, currencies, and institutions. We founded Know Your Dosh to bring families together around their shared financial future, whether they’re managing household budgets in Manchester, coordinating investments between Toronto and Mumbai, or planning for the next generation from Singapore to San Francisco.

Our Mission - Secure Family Financial Management 🎯

Mission Statement: “To empower families worldwide with the secure, collaborative platform they need to manage their finances together – across borders, currencies, and generations.”

The Global Family Challenge:

  • Scattered financial accounts across multiple countries and institutions
  • Complex family coordination with members living internationally
  • Multi-currency management for global households
  • Lack of secure collaboration tools for family finances
  • Generational wealth coordination across time zones and borders

Our Global Solution:

  • Centralised family dashboard accessible from anywhere
  • Secure sharing and collaboration tools for all family members
  • Multi-currency support across 30+ currencies
  • Bank-grade security with international compliance

The Founding Story

When our founder lost his father unexpectedly, his mother, who relied on her husband to handle all financial matters, was overwhelmed and struggled with organising their finances for a long time. At that time, our founder at the age of 14, his elder brother (16 yrs) and sister (10 yrs) were still quite young yet it left an indelible mark. It was a long and tough journey, and they faced many challenges along the way.

As a seasoned techie after 19 yrs of IT consulting and development experience, coupled with a strong passion for the financial world, he knew he had the skills and knowledge to make a difference. He wanted to create a solution that would empower families with financial awareness and ensure that no other family would have to go through the same struggles they did. This was the birth of “Know Your Dosh”.

Traditional financial tools were built for single-country, single-person use. Families needed something different: a platform that understood their global nature, their need for collaboration, and their desire for security without sacrificing accessibility.

Building the Global Solution

Development Journey:

  • 2022: Global market research
  • 2023: Platform development with web dashboard early release
  • 2024: Beta testing with families across 15+ countries as web dashboard improves
  • 2025: Full mobile app launch on Apple App Store and Google Play

Key Milestones:

  • Multi-Jurisdictional Compliance: Regulatory approval across regions
  • £78+ Million Tracked: Global family assets under management
  • 48+ Countries: Active family users worldwide
  • Bank-Grade Security: Enterprise-level protection globally
  • Hundreds of Families: Trusted by international households

Security Without Borders

  • Bank-grade encryption meeting international standards
  • Multi-jurisdictional compliance (FCA regulated, GDPR compliant)
  • 24/7 security monitoring across all time zones
  • Transparent security practices families can understand

Family-First Design

  • Collaborative features for distributed family members
  • Multi-generational access with appropriate permissions
  • Time zone awareness for global coordination

Transparency & Trust

  • Clear pricing with no hidden fees worldwide
  • No Selling or Sharing of Data with any third parties, maintaining strict confidentiality
  • Regular platform updates communicated globally
  • Responsive customer support across all time zones

Innovation for Families

  • Solving real global challenges not creating complexity
  • Sustainable business model aligned with family success
  • Continuous improvement based on worldwide user feedback
  • Ethical data practices meeting highest international standards

By the Numbers

  • £78+ Million in family assets tracked globally
  • Hundreds of Families across 48+ countries
  • 30+ Currencies supported with real-time rates
  • 99.9% Uptime for reliable global access

Global Success Stories

The Global Executive Family:
“The Chen family spans four continents—parents in Singapore, children studying in London and Toronto, and grandparents in Hong Kong. Know Your Dosh helps them coordinate their $3.2 million portfolio across currencies and time zones, ensuring everyone stays informed about education funding and retirement planning.”

The Digital Nomad Family:
“The Rodriguez family works remotely while traveling the world. With income in USD, expenses in local currencies, and investments in multiple countries, Know Your Dosh provides the real-time visibility they need to manage their finances from anywhere.”

The Multi-Generational Wealth Family:
“The Thompson family includes three generations across five countries. Know Your Dosh enables secure collaboration on family wealth decisions while maintaining appropriate privacy and access controls for each generation.”

Continuous Global Innovation

  • Regular feature updates based on global user feedback
  • New country expansion for secure bank integrations
  • Enhanced security measures meeting highest international standards
  • Mobile app improvements for global accessibility
  • AI-powered insights for international financial decisions

Our Founding Team

Varun Aggarwal – Founder & CEO

 

Iain Russell – Co-Founder & CGO