Household Financial Management Made Simple - One Dashboard, Complete Control
Managing your household's finances shouldn't require a degree in accounting or hours of spreadsheet work. Know Your Dosh transforms complex household financial management into simple, secure, family-friendly collaboration.
Managing family finances shouldn’t feel overwhelming. Know Your Dosh brings everything into one place. Assets, liabilities and renewals, with a clear household dashboard built for busy families. Join families across 48 countries who are already managing smarter, not harder.
Track bills and subscriptions
Share visibility with family
Private and secure
Link your bank accounts
Track and plan on-the-go
Set goals as a family
Why Families Choose Centralised Financial Management 🎯
The Problem with Traditional Approaches:
- Scattered Information: Financial data spread across multiple apps and accounts
- Communication Gaps: Family members unaware of household financial status
- Manual Tracking: Time-consuming spreadsheets and paper records
- Security Risks: Sharing passwords and sensitive information unsafely
- Missed Opportunities: Overlooked savings and optimisation opportunities
The Know Your Dosh Solution:
- Single Dashboard: All household finances in one secure location
- Family Collaboration: Safe sharing with appropriate permissions
- Automated Tracking: Real-time updates from connected accounts
- Global Accessibility: Manage finances from anywhere in the world
Complete Household Financial Overview 🏡
Real-Time Financial Dashboard
- Net Worth Tracking: Instant household net worth calculation
- Cash Flow Monitoring: Real-time income vs expense tracking
- Account Balances: All family bank accounts in one view
- Investment Performance: Portfolio tracking across all family investments
- Debt Summary: Complete overview of household liabilities
- Spending Trends: Identify household spending patterns
- Income Analysis: Track all sources of family income
- Goal Progress: Visual tracking of family financial objectives
Multi-Currency Household Management
- Currency Conversion: Real-time exchange rates for international families
- Multi-Country Banking: Manage accounts across different countries
- International Investments: Track global investment portfolios
- Cross-Border Expenses: Manage expenses in multiple currencies
User Story: “The Chen family manages households in Singapore and Vancouver. Their dashboard shows SGD expenses for their Singapore home, CAD costs for their Vancouver property, and USD investments, all with real-time currency conversion.”
Family Expense Management 💸
Smart Expense Tracking
- Transaction Categorisation: AI-powered expense classification [Coming Soon]
- Recurring Expense Detection: Identify and track regular payments [Coming Soon]
- Merchant Recognition: Automatic vendor identification and categorisation [Coming Soon]
- Receipt Management: Digital receipt storage and organisation
- Expense Splitting: Allocate shared expenses among family members
Manual Entry Options
- Cash Expense Tracking: Record cash transactions easily
- International Purchases: Log expenses in foreign currencies
- Business Expense Separation: Separate household from business expenses
- Gift and Special Occasion Tracking: Monitor holiday and celebration spending
Household Asset & Investment Management 💰
Family Property Management
- Primary Residence: Main family home valuation and equity tracking
- Investment Properties: Rental property performance and management
- International Properties: Global real estate portfolio management
- Property Expenses: Maintenance, taxes, and improvement tracking
- Rental Income Management: Track rental income and tenant information
- Equity Growth: Monitor property value appreciation
Household Investment Coordination
- Portfolio Aggregation: All family investments in one view
- Asset Allocation: Household-level asset allocation optimisation
- Performance Tracking: Monitor investment returns across accounts
- Retirement Accounts: 401(k), IRA, pension plans globally
- Taxable Investments: Brokerage accounts and individual investments
- Education Savings: 529 plans, Coverdell ESAs, education savings
- Alternative Investments: Real estate, commodities, private equity
- Cryptocurrency: Digital asset tracking and management
Household Debt & Liability Management 💳
Comprehensive Debt Overview
- Mortgage Management: Track all family mortgages and home equity loans
- Credit Card Coordination: Monitor all family credit cards and balances
- Personal Loans: Track auto loans, personal loans, and lines of credit
- Student Loans: Manage education debt for all family members
- Business Debt: Separate tracking for family business obligations
Family Credit Management
- Multi-Member Credit Tracking: Monitor credit scores for all family members [Coming Soon]
- Credit Report Analysis: Regular credit report reviews and dispute management [Coming Soon]
- Identity Theft Protection: Monitor for unauthorised credit activity
- Credit Building Strategies: Improve credit scores for all family members
- Credit Utilisation Optimisation: Manage credit card usage across family
Household Bill Management & Renewals 🔄
Centralised Bill Management
- Automatic Bill Detection: Identify recurring bills from bank transactions
- Payment Due Reminders: Never miss a household bill payment
- Bill Optimisation: Find better deals on utilities and services [Coming Soon]
- Family Bill Coordination: Ensure all bills are covered and paid on time
- Seasonal Bill Planning: Prepare for seasonal expense variations
Bill Categories:
- Utilities: Electricity, gas, water, waste management
- Communications: Internet, phone, cable, streaming services
- Insurance: Home, auto, life, health insurance premiums
- Subscriptions: Software, entertainment, membership fees
- Professional Services: Legal, accounting, financial advisory fees
Subscription & Renewal Optimisation
- Subscription Audit: Identify all family subscriptions and memberships
- Usage Analysis: Determine which subscriptions provide value
- Duplicate Detection: Find and eliminate duplicate services
- Family Plan Optimisation: Maximise savings through family plans
Family Financial Security & Privacy 🔐
Household Data Protection
- Bank-Grade Encryption: Protect all household financial data
- Multi-Factor Authentication: Secure access for all family members
- Role-Based Permissions: Control access to sensitive information
- Individual Privacy Settings: Maintain personal financial privacy
- Shared Information Controls: Choose what to share with family members
- Guest Access Options: Temporary access for financial professionals
- Data Retention Policies: Control how long data is stored
- Right to Deletion: Complete data removal upon request
Emergency Financial Protocols
- Emergency Contact System: Ensure family access during emergencies
- Financial Emergency Plans: Protocols for financial crises
- Document Storage: Secure storage of important financial documents
- Emergency Fund Management: Quick access to emergency funds
- Crisis Communication: Family communication during financial emergencies
Getting Started with Household Management🚦
Household Setup Process
- Family Financial Inventory: Catalog all household financial accounts
- Account Connections: Link bank accounts, investments, and credit cards
- Budget Creation: Establish household budget with family input
- Goal Setting: Define family financial objectives and timelines
- Permission Setup: Configure access levels for all family members
