William (45) talks about the financial challenges and emotional rollercoaster that followed his journey to trying to break free from debt. Faced with mounting bills and a desperate need for a breakthrough, William stumbled upon a unique solution that would … Read More
Author Archives: Janet Gogo
6 Reasons Why You Might Have Unclaimed Assets Waiting for You
Summary: Unclaimed Assets Are More Common Than You Think – In the UK, there are now up to £89 billion in unclaimed assets including dormant bank accounts, pensions, and insurance policies. Life Events Can Lead to Forgotten Funds – Moving house, changing jobs, or … Read More
#MoneyMatters: When My Father Passed, His Hidden Assets Became My Toughest Challenge
Sarah (26) recounts the unexpected financial and emotional turmoil she and her siblings faced after their father’s passing. With no will in sight and a trail of unclaimed assets, the siblings embarked on a quest that tested their resilience and … Read More
#MoneyMatters: I Used My Savings to Buy a House, but Now I Think I Regret It
Summary: Emotional Impact of Depleting Savings – There are emotional challenges faced by individuals who have used their entire savings to purchase a home, leading to feelings of vulnerability and regret due to the absence of a financial safety net. … Read More
The Basics of UK Personal Pensions: What You Need to Know
Life after work. We all think about it, right? Dreaming of more family time, travel, or simply a well-earned rest. But here’s the thing: to make those dreams a reality, you need to understand personal pensions and how they work. … Read More
How to Create an Emergency Fund and Safety Net for Your Family (UK Family Edition)
For many, a sudden car repair or unexpected medical bill can cause real worry. In fact, 1 in 4 Britons have no emergency fund saved for such surprises. Having emergency savings isn’t just about piling cash; it’s about the peace … Read More
Financial Literacy for Kids: A Guide for Parents
Summary: Start Early with Age-Appropriate Lessons – Introduce financial concepts to children as young as three, using simple activities like counting coins and discussing needs versus wants to build foundational money skills. Lead by Example and Encourage Participation – Model healthy financial behaviours and … Read More
Stay Ahead of HMRC by Efficiently Tracking Your Rental Income and Expenses. Here’s How!
Image source: Freepik Landlordship, while rewarding, is no easy feat, when you add up all the money coming in and going out, it can get tricky. And with the HMRC keeping a close eye with the Let Property Campaign, you … Read More
Preparing for the Unexpected: Critical Illness and Income Protection in the UK
Life’s uncertainties are like the unpredictable British weather – you never quite know what’s coming next. It’s a reality none of us want to face, but according to statistics, one in five people in England will suffer a serious illness … Read More
5 Reasons You Need the Know Your Dosh Personal Finance Application
Image source: Freepik Managing your finances can sometimes feel like trying to untangle headphones that have been sitting at the bottom of your bag for a week – tricky, frustrating, and time-consuming. You’ve got bills that pop up faster than … Read More